According to FINRA, Jessica Lynn Pinkard (CRD #7809362), formerly based in Youngsville, North Carolina, was barred from association with any FINRA member firm in all capacities effective September 23, 2024. The bar was imposed through an Acceptance, Waiver, and Consent (AWC) agreement after Pinkard refused to provide documents and information and to appear for on-the-record testimony requested by FINRA. The investigation was initiated in connection with the circumstances surrounding a Form U5 filed by her member firm. The Form U5 stated that the firm had discharged Pinkard for violating the policies of its banking affiliate by falsifying a customer's signature on a wire agreement and facilitating cash exchanges. Without admitting or denying the findings, Pinkard consented to the sanction and to the entry of findings. The underlying conduct alleged in this case is extremely serious. Falsifying a customer's signature on a wire agreement constitutes forgery, a practice that can result in unauthorized transfers of customer funds and is a violation of both securities regulations and criminal law. Wire agreements authorize the transfer of funds, and a forged signature means the customer did not consent to the transaction. Facilitating cash exchanges outside of normal firm procedures is also a significant compliance violation, as it can be associated with money laundering, structuring, or other financial crimes. Financial institutions are required to maintain strict controls over cash transactions and wire transfers to comply with anti-money laundering regulations and to protect customer assets. For investors, this case serves as an important reminder to carefully review all documents associated with your accounts, especially wire transfer authorizations and other transaction records. Never sign blank forms, and always request copies of any documents you sign. If you receive confirmation of a wire transfer or other transaction that you did not authorize, contact your firm immediately and follow up with a written complaint. You should also report suspected forgery or unauthorized transactions to FINRA and to law enforcement. FINRA's BrokerCheck tool allows you to research the background of any registered broker or firm. Pinkard's permanent bar from the industry ensures she is no longer permitted to work in any capacity with a FINRA-registered firm, safeguarding future investors.