Broker records

Made unsuitable alternative investment recommendations; falsified books and records to circumvent concentration limits; recommended investments to non-accredited investors

Made negligent misrepresentations about fund performance; failed to investigate material discrepancies in Master Fund reports

Forged electronic signatures of customers including seniors and another registered representative on account documents and falsely attested on compliance questionnaire

Borrowed $19,000 from two customers without firm notification or approval and falsely denied the loans on compliance questionnaire

Failed to timely and accurately file Form G-37 reports with MSRB; filed reports 1 to 645 days late and omitted required municipal underwriting disclosures; lacked adequate supervisory system

Failure to provide information pursuant to FINRA Rule 9552(h) resulting in bar

Refused to produce information and documents requested by FINRA; discharged by firm for accessing client information without business purpose and engaging in unauthorized client transactions

Falsely certified completion of 15 hours of insurance continuing education that was actually completed by another person

Failure to provide information or keep information current pursuant to FINRA Rule 9552(d)

Paid approximately $2.9 million in transaction-based compensation to an unregistered entity in connection with variable universal life insurance sales

Falsely certified completion of 15 hours of insurance continuing education that was actually completed by another person

Falsely certified completion of 15 hours of insurance continuing education that was actually completed by another person