Broker records

Refused to appear for on-the-record testimony regarding possible unauthorized transaction in client checking account

Had access to prohibited study materials during Securities Industry Essentials examination

Failed to establish adequate anti-money laundering program and conduct independent AML testing

Borrowed $150000 from elderly customer without firm permission and failed to cooperate with FINRA investigation

Converted $280000 in customer funds and provided false brokerage statement

Co-authored research reports without disclosing material conflicts from employment discussions with covered company

Forged and falsified insurance customer signatures on applications and made false compliance attestations

Engaged in excessive trading causing $90720 in costs and $116194 in losses and exercised unauthorized discretion

Repeatedly refused to answer questions during on-the-record interviews about sale of closed-end mutual fund

Exercised discretion in customer accounts without authorization after prior AWC for same violation

Reused client signatures on money movement ACH setup and IRA distribution forms

Willfully failed to timely disclose federal tax liens totaling $1015063 on Form U4